為什麼現在購買美國地产,正是最佳時机.??

((美國也有爛尾楼,私人盲目興建的後果 ))

為什麼現在購買美國地产,正是最佳時机.??

過去十年美國地产一片火熱年年創新高,各處排隊拿號抽簽購屋,整個市場祗能用瘋狂兩字來形容,全民投入炒作的狂潮中,買買買 ,踴躍跟尾,狂熱投入.把整個房市推向泡沬.

從2006 封顶 2007開始衰退, 事到如今房市一片哀鴻遍野,市場低迷不振 查封,拍賣投資者以各種方式下台出場.美國政府也用盡方法為銀行解套,人民解危.
這亇我在2005年底己在上課時發出警告.
我们不必深入去解釋成因或找尋解決方法,我們衹需要認清一項事實

所有市場價格運作在於供需关系

.在過熱市場大家拼命的買,真正獲利的是賣家.他以高于市場價,低于預期價(還會上漲) 的實價售出,以套取利潤.精明的投資家是 ,人進我出.

在低迷市場大家拼命的賣,真正獲利的是買家.他以低于市場價,高于預期價(還會下跌)的實價買進,以套取产值, 精明的投資家是 ,人出我進.

這種逆向操作的原理,說穿很簡單,但實際操作時却需要獨立的思考和過人的膽識,
熱市不贪,逆市不 懼
漲不到顶即出手,跌不見底就下手,審時度日,量力而為.

接下來為你分析美國現今市場

房價即將觸底,
存貨多,有選擇空間.
利率超低
外資將湧進
美元弱勢將造成出口增加,工作回流.
美國企業一向有弹性能迅速掌握市場.恢復本質.
美國房價和平均收入的 比例仍然很健康.
全世界的經濟仍以美國消費市場為龍頭.
支撑 2-3年即可有可觀的利潤.

注意事項

.避免太旺或太 偏遠的地區,旺区進價過高很難再漲上去. 偏遠的地區則需要太長的時 間去上漲.

.心理要健全, 時間是投資者的良朋益友,用多餘的錢做長線的打算,不要太急.穩健跟精準一樣重要.

.投資是一項專業的工作,善用訉息,獨立思考,別道聽塗說,隨風起舞,跟著瞎起哄.別祗聽别人說什麼,要問人家為什麼要這麼說.


.待續 …..下次我來討論該買什麼?

what is the driving force behind the market

stay put or go for the kill?

What is the driving force behind the market? And I mean any market, from stocks to real estate.
Interest rates? Inflation? Money supply? You can put in charge all the experts in the world to answer this question and you will indeed end up with many different answers.

However, I will try to make it simple for you, here.
In my book there are two major forces that will influence any market: Greed and fear.

People always have the desire to make more money and in return, people are deathly afraid of losing it. It is common sense to never have your personal emotions involved when it comes to investments, but unfortunately most investors are either influenced or controlled by their emotions.

And in return, the best way to control peoples' emotions is through the mass media.
So much information is flowing through the television, radio, internet, and even cell phones; there is so much information being transmitted that it is impossible for us to process everything and make intelligent decisions on the matters that are really important. We live in an era where it is important to be independent, but also equally important to be able to co-exist with others within our society.
We eat the food cooked by chefs; we drive the cars built by engineers, etc… We also learn what many like to call the "news" that is reported to us by newscasters. However, many do not realize that the news that gets reported is controlled by "gatekeepers" that choose what the public gets to be informed of. We start to become the follower, like sheep being herded by dogs and cowboys. We eat what is given to us and we surrender our wool in return.

This can lead to dangerous situations if you are making your financial decision based on the pre-determined information or partial facts that we call the "news." In reality, the news is controlled and paid for by the advertisements of large companies that do not care about what you see, as long as they make a profit.
That is why we hear something different everyday: one day we hear that the market is at rock bottom and cannot get any worse, making you think that the market has only one way to go: up. This causes many investors to buy, buy, and buy. The next day, another "expert" will come out with charts and statistics and say that the time of recovery is a long way away, causing investors to sell, sell, sell.
Ultimately, the bankers and brokerage companies can make a profit from our reactions by controlling the information that they want us to know.

All this conflicted information is meant to stir up the emotions of greed or fear from you, the investor, and this will ultimately influence your decisions in a way that will benefit the big companies.

Now, I want to share with you the weapons that can defect them: the emotion called LOVE. You must love the family you support, the friends that are always there, and the job that you must complete. They are the reasons you wake up every morning and go to work.
For that love, you do whatever you have to, to succeed and hopefully learn how to make the best choices for the family that you LOVE so much.

You can be spontaneous or careful, you can either take action or inaction, you can buy, sell or trade, all because you love the happiness and comfort that the right decisions will bring—not because of the greed or fear that you felt.

And you can deal with people that have the same kind of LOVE toward the things they do and the people they care about: their family and their clients—you. That is what we do and what we have always believed in, here at Investar Capital Group.

And we would like to have the opportunity to show you how much love we have to share.

by David and Eric Ku

What Baby Regina teach me about life

What Baby Regina Taught Me about Life

I have always been aware that my new baby, Regina is special, but recently, I try to understand more about her and I try to learn what she is really trying to say to me. I then realized that she is more of a philosopher than a 5 month old infant.



The following is an exclusive interview with her at our home in Chandler, Arizona.

be Happy

Daddy: "Regina, what do you think is the purpose of life?"
Regina: "Goo-goo-gah-gah!" (Translation): "Be happy. When I get to eat, I am happy; when I have my nap, I am happy; when I get a fresh diaper, I am happy; when I don't have to wear a diaper, I am very happy. Try to do thing that make you happy and be happy with everything you do."
Daddy: "But what if you are not happy?"
Regina: "Goo-Goo-GHA-GHA" (Translation): "Well, make sure others know about it, do whatever you need: speak, write, or draw to express your feelings. For me, I just cry or yell as loud as I can to let you know how I feel."

Pay attention

Daddy: "How come you are so smart for your age?"
Regina: "Goo-goo-gah-gah!" (Translation): "By paying attention: being able to see, hear, and feel everything the world has to offer is a gift from God. You have to be able to pay attention to enjoy such a gift.
The fresh air I breathe, the warm milk I drink, the soothing sound of a loving mother, they all have a purpose and I have to pay attention to appreciate and enjoy it."

Express yourself as much as you can

Daddy: "How do you keep your positive attitude and good health all the time?"
Regina: "Goo-goo-gah-gah!" (Translation): "Express yourself as much as you can. When I am happy, I laugh and giggle. When I am unhappy, I make sure everyone knows about it: if my diaper is dirty, I cry so loudly so that everyone will run to me. I don't have time to call or e-mail for things like that, you know? Everything concerning me is an emergency."

Know what you want and go for it
Daddy: "What advice can you give to other young people in the world?"
Regina: "Goo-goo-gah-gah!" (Translation): "Know what you want and go for it. When I want someone to hold me, I reach for them. I don't care whose arm I am going to receive. If I want milk I reach out and grab that bottle like it is the last bottle on Earth.
But sometimes doing this can hurt. The other day I tried so hard to grab my brother's camcorder that I almost fell out of your arms. I didn't get it, but I tried! I never see that thing around me anymore, but I will get it someday! I always get what I want because I know what I want."

Learn to control yourself

Daddy: "How can you keep so focused and balanced?"
Regina: "Goo-goo-gah-gah!" (Translation): "Learn to control yourself. Your body and your mind are the biggest assets that you have; you have to develop them as much as you need to protect them. Use what you have and be in total control of it. I just learned to hold the milk bottle with my own two hands. I can almost feed myself! I will be moving out before you know it… "

Love the people you know and smile to the people you don't

Daddy: "How do you make everyone fall in love with you? Is it because you are so adorable?
Regina: "Goo-goo-gah-gah!" (Translation): "That is a part of it, but you must also love the people you know and smile to the people you don't. I love the people that care for me: I'll give twice as many kisses and hugs than I receive. It is simple, you have to give twice as much love as you receive, and that is how we can fill this world with it. As for the people I don't know I give them a big smile and they will become my friend. Being beautiful helps too, but that is beside the point."

Appreciated the little things in life

Daddy: "How do you make your family's life so enjoyable?"
Regina: "Goo-goo-gah-gah!" (Translation): "Appreciation. I love when everyone makes all kinds of funny faces to try to make me laugh, sometimes they are not funny but I laugh anyways. Sometimes it is what they don't do for me that is important. Sometimes they won't give me what I want because they know that it is not good for me, or that I am not ready yet, so I wait. Being patient is important. I know I must wait until I am older. Or until no one is watching…"

Non-stop growing

Daddy: "What are your plans for the future?"
Regina: Goo-goo-gah-gah!" (Translation): "Non-stop growing. I will learn, see, taste, feel, and travel the world to become the person that I want to be.
And to be able to do that, I must develop my body, my mind, my knowledge, my skills; everything in my life must be fully developed. It is a time consuming task, but ultimately I will be happy. Growing is fun. Life is fun."

Break through every border

Daddy: "What do you have to say to the people that are not as lucky as you?"
Regina: "Goo-goo-gah-gah!" (Translation): "Break through everything that is holding you back. You have to keep reaching and growing until nothing can limit you. It took me 4 months to jump out of my stroller. 4 months! That took almost 80% of my life just to break through that thing. You don't hear me complaining.
It is not about how long it took or how hard you worked, it is about finally accomplishing it.
People are too scared about changing and trying new things."
Daddy: "Just like Toby trying to jump over the fence in the back yard right?"
Regina: "Goo?" (Translation): "Who's Toby?"
Daddy: "Our pet, Toby the dog."
Regina: "Goo-goo-gah." (Translation): "Oh that Toby. I didn't even know he was a dog. I always thought he was my hairy brother! Umm, by the way, what is a dog anyways?"

Learn something new every day

Daddy: "Do you have any last thoughts before I let you get back to your busy life?"
Regina: "Goo-goo-gah-gah!" (Translation): "Learn something new every day. For example, I just learned to roll over last week and wow! What a feeling that was! I discovered a whole new world this way. I can only imagine what I could see if I could walk around! And I just tried to eat my own feet yesterday. I am still trying to figure out how that skill can benefit me but it is good to know that I can do something like that. "

By david and Eric Ku