商業管理計劃書,是我針对一般投資移民的弊病所設計的一套方法.
自從二年前,從韓国客人反應中得知,許多E-2 投資移民的家庭,倾其所有買生意經營,原本有利可圖的生意往往因為不懂法律和英文不好,經常搞到生意下跌甚至倒閉.
有鑑於此,我推出這個方案
由熟悉美國法律和有能力經營的人士为管理人.
由有資金想在美國投資＇居留的人士为投資人.
100% 資金由投資人給付,100%責任風險由管理人承擔.
投資人有權監督,参與及買断所投資的生意.
管理人有獨立的經營權,及買断權.
目前訂定为三年,可根據實際需要更改.
如此一来新移民/投資人.可不必馬上投入生意的戰場,可以挑選自己有興趣的行業,由有能力和經驗的管理人代管,自己可以一面学英文,一面参與生意学習管理以後可以慢慢接手.所投入的資金,一.如果萬一倒閉或官司,100% 資金有管方資产担保,二.有保證不須再投入任何資金,所有虧损由管方负责.這是包賺不賠的生意.
对管理人来说,祗要有本事,敢承擔,這是無本生意.
除了擔任職位的薪水外,還有分紅可拿.三年之後資方拿錢買断,等於白送你一筆錢讓你再創業,或者你拿買資方出去也可以.
如果大家合作愉快,再結合人才,資金擴大事業.
剛開始的幾個案例,都是由我们管理人以自己的資產来擔保,以後如果有管理人想做但擔保能力不足時,我们公司會考慮以入股抽成的方式擔保.
例如Long wong Pizza 投資额为25 万美金,投資人每月的分紅約$2000-$3000 左右
管理人Sal 有能力管理但沒財產擔保25 万.
我们公司提供25 万資產担保 ,所以Sal 除了领取薪水$3500 外,分紅的$2000 要再跟我们分50% = $1000 ,对投資人則沒有影响.
再則, 我想推出第二代”擔保 收入計劃”
目前的是祗保不賠,賺則分淨利50% 給資方.
第二代为管方擔保最低10% 回收,但以30% 封頂.
其實這個計劃除了辦身分的人以外,一般有游資的人也可参加
目前的投資回報率(每年)
地產是5-7%
績优股票(長期) 是11%-15%
這個生意計劃(有擔保) 10-50% 的回收率.
不賺可全身而退,賺可以全部買断自營.可攻可守,收放自如.
給学生的註腳
身为經紀人,推展這個計劃的要點如下.
1.生意部份(E-2) 祗是台灣,新加坡,韓国可以辦,大陸地區没有E-2 名额.
2. 最低投資额目前是美金20万以上,绿卡(永久居留)則是100万(連地產加生意)
3.如果你们身边有敢創業,有能力的人,歡迎帶来和我面談.(没本錢可以,有本事就好.)
4.目前我想找一些有心学習的投資人,願意真正做生意的投資人,我會优先考慮.
5.目前的生意地點是Arizona ,New Mexico ,South California and Las Vegas .
行業的選擇很廣,餐館,知名連鎖店,洗車廠,加油站,旅館,烈酒店,便利商店..等,偏重服務業是較易接手和轉售,而且不要做技術要求太高的行業如修車廠之類.
6.佣金的抽成比一般買賣房子高,大約在 3-5% 之間, 因为較辛苦,耗時也長,所以客人要求退佣金時,我一般會就地讓他们下車.心理要有準備,這種案例一般要6亇月到一年的時间,而且經常會取消合約(不確定能成功,我會主動要求客户取消的.)就當做好事,事成很有成就感(因为你成就了一個家庭和人生夢想),而且這樣的客人會一輩子跟你投資.
7.買賣生意是非常複雜的交易,没上過我的課 ,最好不要去碰,把客人帶給我或John 一起做比較好.
**最重要的是保護客户的利益.
8. 我無法就每一行業一一分析,最好你们Ｅ-Mail 給我 pinku17@hotmail.com, 我會一一答覆 ,或在上課時討論的
契約綱要
商業管理計劃、（U.S.A)
最低投資額 20 万 (以下皆以美元計)
所有淨利潤以5/5 分帳
投資者(簡稱資方)、之權利與義務
1.可隨時監督營業狀況.
2.除、了尖峰時刻外,可隨時查核營收資料,帳目紀錄.
3.有優先權担任任何職位,但須管方考核同意.
4.所有資金須在簽約時到位.
5.資方須自行支付旅行,簽證及律師費用.
6. 資方須支付契約押金.
管理者(簡称管方) 之權利與義務
1.尋找,成立並管理商業計劃.
2.自行決定行政和管理方法,不受任何控制.
3.管方須負責所有虧損,並提供與資金相等之抵押品做為保證.
4.管方可支取$________ or ___% 之銷售額為管理費用.
5.管方有權以管理費用雇用或授權給任何個人或公司執行管理權.
取消和買断
如在簽約後12 月內,管方未能產生利潤,資方有權自行取消此合約,管方在接獲資方書面取消通知後需在30 天內全数歸還投資額..
資方有權在三年後以市場價或预定價$__________,第一优先買断經營權.,管方有第二优先買断經營權,(必須在資方未執行”買断經營權”之後,方可執行.
市場價須由外界經紀公司在公開市場招售得以訂價.如營業計劃包括房地產則需雇用專業估價師取得訂價.
違約
資方違約
如資方未能在指定時間內,提供所需資本額, (過户期之36 小時內) ,管方有權取消此合約所有押金没收歸管方所有,管方有權將合約轉讓給其他投資者.
管方違約
1.如管方未能持續經營,導致喪失租約或營業權,即構成違約.
2.如管方未能在開幕12 亇月之內产生任何利潤. 即構成違約.
３. 如管方蓄意短報利潤或營收,或浮報任何開支. 即構成違約.
管方有上述違約行為時,資方有權立即取消合約,或轉移資本額到其他計劃.管方須在30 天內執行,否則資方有權接收抵押產權.
契約內容樣本
Agreement between Investing party (Investor) and Managing party (Manager)
AGREEMENT by and between the Undersigned ("Investor and Manager").
The name of the project is: _________________________ BDA” _____________“
The names of the Investor are:
_______________
_______________
At _______________________________________________
The Name of the Manager are
______________
_______________
At _______________________________________________
Place of Business. The principal place of business of the
Project is: _______________
Nature of Business. The partnership shall generally engage
in the following business: Restaurant
Duration. The project shall commence business on:
______________ _ and shall continue until terminated by this
agreement, or by operation of law.
The rights and responsibilities of each party:
Investing Party:
1. Able to monitor the operation at any time.
2. Able to access the book and record during non-peak hours.
3. Able to obtain any position in the operation with required qualification.
4. Provide adequate funds to commence the operation.
5. Will be responsible for all the costs associate with obtaining the E-2 Visa.
Managing Party:
1. Locate, set-up and manage the operation
2. Able to make all the necessary decisions to perform daily task with minimum interruption from the Investing party.
3. Will perform all the tasks associate with the operation and guarantee zero loss to the Investing Parties. In the event of the loss, the managing party will reimburse all the negative cash flow during the operation. For any reason, if the operation fails, the managing party will return the funds to commence the operation to the Investing party.
4. The fees for the managing party will be _____% of net sales or $_________monthly managing fee/salary.
5. Managing party will have the right to hire or fire the managing team.
6. Net income/loss statement issued quarterly. Dividend will be issued along
Cancellation and Buyout:
In the event of the managing party fail to produce any profit within twelve months, the Investing party shall have the right to cancel this agreement and the managing party will return all initial funds within 30 days after the written notice have received from the Investing party.
The Investing party has the 1 ST option to buyout the managing party’s share after 3 years of operation .managing party have 2 ND option to buyout the Investing party’s share, only if investing party waived 1 ST option .
The price of the buyout will be $_85,000.00 __ or ____ % determine by the market value. The market value shall determined by an outside agent in the open market with acceptable offer.
Each party will have the right to transfer their rights and responsibilities of this agreement to an alternative third party at any time.
Default:
Investing party default
It is consider investing party default if the investing party fails to deposit adequate funds into a designated account on time (36 hours before COE). In such event, the managing party will have the option to forfeit the deposit made by the investing party and contract the agreement to any other parties.
Managing party default
It is consider managing party default if the managing party fails
1) to continue operate the project at any time and cause the lease or business license to void or terminated.
2) to produce any profit within 12 months of operation
3) to operate in an ethical matter.
If any of the above events had occurred, the investing party has the right to terminate the agreement and the managing party will return the initial funds to the investing party within 30 days.
This agreement shall be binding upon and inure to the
benefit of the parties, their successors, assigns and personal
representatives.
Signed under seal this ____day of _____, _______
Investor _______________________ Investor ________________________
Manager _______________________ Manager ________________________.
STATE OF _______________
COUNTY OF _______________
On ______,_______, 2004 before me, ,
Personally appeared _______________, personally known to me (or
Proved to me on the basis of satisfactory evidence) to be the
person(s) whose name(s) is/are subscribed to the within
instrument and acknowledged to me that he/she/they executed the
same in his/her/their authorized capacity(ies), and that by
his/her/their signature(s) on the instrument the person(s), or
the entity upon behalf of which the person(s) acted, executed the
instrument.
WITNESS my hand and official seal.
Signature
My commission expires:
Affiant Known Produced ID
Type of ID
(Seal)
與美國友人合夥創業,轉業做地產投資公司,2002
第二代創業開美國連鎖店,全用英文 1995
做大廚,結交朋友互相扶持 1985
初学廚,找美国人練英文 1984
